Introduction

Welcome to the Art of Money in the 21st Century blog!

My Mission

There’s a lot of information out there about how to manage your money and what the right thing to do with it is, but there’s a certain kind of person out there who isn’t quite represented. I’m talking about the kind of person who doesn’t ‘get’ something until they understand the fundamentals behind it.

I call it ‘telling resistant’. If I’m being told something, I’ll resist learning about it. As you can imagine, this meant I had a lot of problems in a lot of classes in school. Instead of learning something ‘because it is that way’ I had to understand the logic behind it, the real reason why something works. The farther I got into trigonometry, for instance, the more I had to understand why pi = 3.14. But this is a financial blog, not a mathematics blog!.

So I’ll be doing my best here to explain exactly why any given financial terms/advice exists, and what the actual skinny is in terms anyone could understand. I’ll also pepper in some advice and information on different topics for those looking to be frugal or make the system work for you.

My Experience

Now, I'm going to come completely clean here. I'm not part of the financial system. I work for an insurance company, as of 2012 I'm 25, and my experience here is reflected just by an obsessive observance of 'the system'. I enjoy looking over this stuff and learning about it, so I thought I'd just reinvest in people and try to share what knowledge I have gleaned on the terms I understand it.

I'm looking for people to call me out if I misrepresent something and call for clarification when I become complex or obtuse. It's all about understanding here, and if I'm not clear in my writing then I need someone to comment. So don't be afraid to call me out!